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By Michael West

Not many women, single moms in particular, are sincere and humble enough to admit their need of men or companions in their lives. There are those who even solicit and crave for nexus to potential male partners through friends, colleagues, family members and even patronise online dating sites to get mates. I appreciate such women for their sincerity and efforts.

Tenant rights are more important than you probably realise and the first step towards protecting your rights as a tenant is to know what those rights are. Without knowing these rights, you put yourself at the mercy of landlords and caretakers in Nigeria

Before we delve into your rights as a tenant, let us start by establishing who a tenant is within the ambit of the law as well as the real estate space.

Who is a Tenant?

A tenant is a person who occupies land or property rented from a landlord and is subject to the payment of rent. With this established, let us proceed to examine tenant rights and what they mean to you as a tenant in Nigeria.
 
1. Right to Issuance of Receipt of Payment
 

As a tenant, it is important that you pay your rent but it is not considered proof of the existence of tenancy until payment is made. One of the reasons why it is an essential part of a tenancy is because it does the following:

  • It is first and foremost, a proof of payment
  • Helps the court calculate the precise time frame for a valid quit notice especially in a situation where there is no agreement
  • The receipt is needed for the calculation of a mesne profit (which is the rent a tenant incurs upon the expiration of a valid quit notice, which was served on him).
  • Needed to counter and clear allegations of your refusal or inability to adhere to timely payment of rent
  • The receipt of payment is an acknowledgement from your landlord that he/she received payment from you.

For the receipt of payment to be considered valid, it must contain the following:

  • Your name as well as the name of the landlord
  • The specific amount of money that was paid as rent
  • The date the payment was made
  • The type of property for which the rent was paid. For instance, was it a 2-bedroom apartment, a mini-flat or a detached house?
  • The period of time that the rent paid is expected to cover. For instance, was the rent paid to cover a year, 2 years or 6 months?
  • The signature of the person receiving the payment must also be on the receipt.

Did you know that it is actually an actionable offence for the landlord to decline the issuance of receipt of payment to you? Even in a situation where you are only making a partial payment of rent for the property, a receipt still needs to be issued to you.

In the absence of a printed receipt, a written agreement, which is endorsed by the landlord in the presence of a witness stating that he/she has received payment from you will be considered a valid receipt of payment. This is in line with tenant rights.

Regardless of how cordial your relationship is with your landlord, always insist of being issued a receipt upon payment of your rent

2. Right to Written Agreement

 

Agreements can either be oral or written but experts advised that you should opt for a written agreement. A written agreement removes all elements of doubt and ambiguity around the intention of all parties involved (you and the landlord). This is backed by tenant rights.

According to the law, tenancy agreements above 3 years are mandated to be written while those lesser than 3 years can either be oral or written. Experts have however advised that even if your tenancy is for 2 weeks, you should opt for a written agreement. Details that should be included in a written agreement include:

  • Your name as well as the name of the landlord
  • Details of the type of property that is being rented out
  • The location of the property you are renting as well as the features that come with it
  • The period of time for which the rent will cover
  • The amount of money that is being paid as rent
  • The date payment was made
  • The modalities for an upward review of the rent
  • The duration of ‘quit notice’ to be served by the landlord
  • The person responsible for repair works within and around the property
  • The person who bears the responsibility for expenses like water, electricity and sanitation bills
  • A post office stamp should be affixed to make it acceptable in court as an evidence

Before a written agreement can be considered valid, both parties (you and the landlord) are to execute the agreement by signing and dating it with at least one witness each

You need to be careful with your written agreement because landlords are known to duplicate a single agreement and use this for all their tenancy agreements. The downside of this is that such an agreement leaves certain intentions unexpressed.

Stay on the lookout for agreements that are drafted by the landlord’s lawyer and handed over to you. Such agreements have a reputation of being confusing and unfavourable to you in the long run. What you want to do here is to have a property lawyer to help you look into such agreements to spot anything that has been planted there to work against you one way or the other. Your lawyer then advises you on what to add and what you need to pull out.

Never jump into an agreement orally or without a property lawyer to guide you. Don’t let your current relationship with your landlord becloud your judgement. Relationships can go sour, which can leave you in a difficult situation in the absence of an agreement that is legally binding on you and the landlord.

3. Right to Occupy Rented Property in Peace

The moment you pay your rent and append your signature on a written agreement, you earn the right to occupy the rented property in peace. When you become a tenant, you have legal and equitable right over the rented space. Your tenant rights make you entitled to this.

This right is absolute and you can sue trespassers; your landlord or caretaker are not exempted from this. The landlord still owns the property and is free to maintain the property but this has to be done with your knowledge. All forms of maintenance should be done at reasonable hours of the day. For instance, a landlord cannot decide to cut down a huge mango tree at 11:30pm.

Upon renting the property out to you, the landlord temporarily relinquishes his control of the property over to you up until the expiration of your tenancy. A landlord can only trample on your rights as a tenant when you are ignorant of such rights.

In a case where your landlord abuses this right, don’t hesitate to inform your property lawyer or the closest police station.

4. Right to Valid Quit Notice Before Eviction

As a tenant, your landlord is not legally empowered to throw you or your valuables out of his/her property without a valid notice to quit the property.

Before your landlord can get you to quit his/her property, there must be strict compliance with the Recovery of Premises Law and it has to be relevant. Your tenant rights makes you entitled to this.

According to the Recovery of Premises Law, a valid Quit Notice (Notice to Quit) must be written and served on you before your landlord can terminate your tenancy. The law is very clear on this.

The duration of the Quit Notice varies according to the conditions of your tenancy as seen below:

  • A one-year (or above) tenancy will require at least a notice of 6 months
  • A one-month tenancy will require a minimum notice of one month
  • A one-week tenancy will require a minimum notice of one week

It is important to add here that you and the landlord can agree on a totally different duration for the quit notice in the written agreement. What this means, for instance, is that despite the fact that the law stipulates that your landlord should give you a notice of 6 months to quit a tenancy of one year, it can be reduced to a month or a week’s notice through the written and signed agreement.

Real estate experts have repeatedly emphasised the need to go through the agreement with a property lawyer before you append your signature to a tenancy agreement. The real estate space is replete with stories of tenants like you who signed a tenancy agreement to be evicted without a ‘Notice to Quit’ without realising the full implication of what they were signing.

Never forget that the law does not care to know if you understood what you were signing or not. In law, this is known as ‘https://www.google.com/url?q=https://en.wikipedia.org/wiki/Ignorantia_juris_non_excusat&source=gmail&ust=1599410032615000&usg=AFQjCNHdvHYHF5J130ObNCg3lwp2-Umchw" style="color: rgb(17, 85, 204); box-sizing: border-box;">ignorantia legis non excuse‘ (ignorance of the law is no excuse). If you sign a legal agreement that limits your rights, you will be bound by the same agreement. Under the law, this is known as ‘https://www.google.com/url?q=https://en.wikipedia.org/wiki/Volenti_non_fit_injuria&source=gmail&ust=1599410032615000&usg=AFQjCNF8MBq-XN4WH2U0SWkP4IqfQ_hRgA" style="color: rgb(17, 85, 204); box-sizing: border-box;">volenti non fit injuria.’

Did you know that if you owe your landlord rent for your property for 3 consecutive months, the landlord has the right to issue you a ‘Notice to Quit.’

5. Right to a Compulsory 7 Days Notice to Recover Premises

 

Under the Nigerian law, you are entitled to a compulsory ‘7 Days Notice to Recover Premises.’ This notice comes from your landlord’s lawyer to notify you that the lawyer will proceed to court after 7 days of serving you this notice, recover the over- held premises on behalf of the landlord.

This 7-day notice comes after the expiration of the initial notice to you to quit the property. The additional 7 days notice serves to legally protect you from being forcefully ejected or humiliated. It also gives you sufficient time to quit the property.

We should add here that the ‘7 Days Notice to Recover Premises’ can only be served upon the expiration of the initial quit notice. The 7 days notice is to be calculated from the day after the service of the notice on the tenant and not from the day of service. If it is served before a ‘Quit Notice’ or during the lifespan of a ‘Quit Notice,’ it is rendered invalid.

Final Thoughts on Tenant Rights

Regardless of the https://www.google.com/url?q=https://www.privateproperty.com.ng/news/neighbourhood-guides/&source=gmail&ust=1599410032615000&usg=AFQjCNE56HGDCWZguQKG0lh3sDSX5xMu3A" style="color: rgb(17, 85, 204); box-sizing: border-box;">neighbourhood where the property you are renting is situated, the law is clear on what a landlord can and cannot do. Tenant rights are clear. To avoid being manipulated into appending your signature to dubious tenancy agreements that can come back to haunt you, consider hiring a real estate lawyer to protect your interest.

Have you had any nasty personal experience with a Nigerian landlord or is there one you can share with us? 

Source: https://www.google.com/url?q=http://privateproperty.com.ng&source=gmail&ust=1599410032615000&usg=AFQjCNEK--lCsmnYrb_mJ9sf6ruVHd-cqw" style="color: rgb(17, 85, 204);">privateproperty.com.ng

 

It is a known fact in today’s world that HIV AIDs and other STD’s (Sexually Transmitte4 Diseases) are becoming prevalent. Also men (real marriageable husbands), are believed to be scarce, but today’s Nigerian woman can mingle freely on the singles scene and create for herself, the

By Princess Simon (Bureau Chief North Central, in Minna)

Our North-Central Bureau Chief, Princess Simon, X-rayed the triggers that led to the calls on the federal government by the UNICEF, CAN, parents, others to evolve wholistic approach to end all forms of threats to lives and properties of citizenry particularly children whose destiny and future survival is at stake, and as well put a permanent end to future occurrences.

As part of a two-day economic journalism workshop, journalists gathered to discuss the tools and techniques needed to uncover the truth behind Africa’s economic challenges. The workshop, organized by the Embassy of Spain in Nigeria in collaboration with the Nigeria Guild of Editors, focused on using data to tell compelling stories about the economy.

The Role of Data in Economic Journalism

One of the key tools discussed was the IMF Commodity Data, which provides valuable insights into global commodity markets. Participants learned how to use this data to identify trends and patterns in commodity prices, and how these trends impact African economies.

Other tools discussed included the World Bank Debt Study Database, COMTRADE, and Trading Economics. These tools provide a wealth of information on trade flows, debt levels, and economic indicators, which can be used to tell stories about the economy that might otherwise go untold.

The Impact of Currency Devaluation

One of the key themes discussed during the workshop was the impact of currency devaluation on African economies. Countries such as Nigeria, Turkey, Egypt, and Argentina are among the top countries in Africa investing in cryptocurrency due to poor currency devaluation driven by quick money.

“The financial factors where the crude oil price is below 20 dollars is a blow to any president,” said Jaume Portell Canõ, the trainer at the workshop who is also a journalist specializing in economics and international relations. “2020 was a big hit for the Nigerian economy, and 2022 was a squandered opportunity as production was low.”

For instance, Nigeria’s economy was heavily impacted by the COVID-19 pandemic, with crude oil prices plummeting to below $20 per barrel. This had significant implications for the country’s economy, which is heavily reliant on oil exports.

The Importance of Economic Diversification

The workshop also highlighted the importance of economic diversification for African countries. “Nigeria’s export basket needs to change,” Canõ emphasized. “We need to move beyond crude oil and explore other economic opportunities.”

This sentiment was echoed by the example of Kazakhstan, which produces more barrels of oil per day above policy agreed standards, although has limited impact on the global market size but has a direct huge impact on their local GDP. In contrast, Saudi Arabia reduces its oil production to influence price hikes, but this strategy has backfired, leading to cuts in real estate investments. The footballers salaries are still high, even if their vigor to sign players has receded a bit.

summit 2

L-R: Godwin Ukeke (Voice of Nigeria), Eva Barta (The Spain Embassy), Dr. Sebastine Abu (Deputy President, Nigeria Guild of Editors), Juame Portell Canõ (Trainer), Lady E Ejiro Umukoro (Founder LightRay! Media), Juan Diego Martin Dembour (First Secretary, The Embassy of Spain) at the Economic Journalism Workshop, Abuja, held at the Cavic Centre on 8-9 September, 2025.

The Role of Energy in Economic Development

The workshop also discussed the role of energy in economic development. “If you want to have an industry, you need energy,” Canõ noted. “Every energy source has its costs and benefits, and we need to explore sustainable energy options to power our economies.”

For example, Ethiopia’s Grand Renaissance Dam is a hydroelectric project that will provide electricity to surrounding countries. However, the production of energy also has its costs and benefits, such as the use of cobalt and nickel in battery production, which can have environmental and social implications.

The Impact of Global Economic Trends on African Currencies

The workshop also examined the impact of global economic trends on African currencies. “The music of commodities will make currencies move in the same direction,” Canõ observed. “We need to understand these trends and their impact on our economies.”

For instance, the price of palm oil is not determined in dollars but in Malaysian and Indonesian currencies. This highlights the importance of understanding the complexities of global commodity markets and their impact on African economies.

Debt Dynamics and Financial Colonialism

The workshop also discussed the issue of debt dynamics and financial colonialism. “Monetary colonialism is the seed that explains it all,” Canõ noted. “The Francs, the dollar, and other currencies have been used to exert control over African economies.”

The IMF and World Bank have played a significant role in shaping Africa’s economic landscape, often with mixed results. “For every reckless lender, there’s a reckless investor,” Canõ warned. “We need to be cautious of the debt trap and explore alternative financing options.”

Conclusion

The economic journalism workshop provided participants with valuable insights into the tools and techniques needed to tell compelling stories about the economy. By using data and analysis, journalists can uncover the truth behind Africa’s economic challenges and provide readers with a deeper understanding of the issues that shape their world.

As Canõ concluded, “We need to rethink our economic strategies and explore new opportunities for growth and development. By working together, we can build a stronger, more prosperous Africa.”

References:

  • IMF Commodity Data
  • World Bank Debt Study Database
  • COMTRADE
  • Trading Economics
  • Business Insider
  • “Trading Fixed Income and FX in Emerging Markets” by Dirk Weller
    WebsiteTools for Economic Journalism
  • MIT Complexity
  • COMTRADE
  • Trading Economics
  • Indonesia’s statistics department (for HS Codes)
  • Business Insider
  • Google Prospectus (for PDF documents)

By using these tools and techniques, journalists can provide readers with a deeper understanding of Africa’s economic challenges and opportunities, and help shape a more prosperous future for the continent. (source: lightray media). NNL.

summit 1

 
 

  • * Urges Journalist's Union To Embark On Immediate House Cleaning of Bad Eggs
  • NUJ Accuses Govt of Encouraging Counterfeit Journalists By Deploying Language And Religious Politics

By Princess Simon (Bureau Chief North Central, in Minna)

Niger state government has expressed concerns over activities of fake journalists coming with different names and groupings, urging the Nigeria Union of Journalists (NUJ) to do self cleansing by ridding itself of bad eggs causing undue tension and security breaches through their reports.

* Says 'She Was The Moral Compass That Guided Me To Truthful Journalism'

By Chinwendu Agoha (Media, Society & Governance Correspondent)

This week is the 13th week since I lost my beloved mother Hajara Mohammed. I have tried several times to write this tribute but failed. I found myself struggling—unable to muster the emotional stability to pen down my thoughts. I am never the same again after her death, and there isn’t one bit of her life I could share. She wasn’t just my mom – she was my hero, the basis of all that I stand for as a person and a journalist.

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